We Shop, You $ave

Your Trusted Mortgage PartnerSince 2005

For 20 years, we've been shopping 10+ top wholesale lenders to find you the best rates on residential loans in California and commercial loans nationwide. Because when you save, we succeed.

Comprehensive Loan Programs

We offer a full spectrum of lending services to meet your specific needs.

Residential Loans

Competitive financing for your dream home in California only. From first-time purchases to refinancing, we shop 10+ lenders for the best rates.

Commercial Loans

Nationwide lending solutions for investment properties, office buildings, and retail spaces. Expert guidance for investors across the United States.

Business (SBA) Loans

Fuel your business growth with flexible SBA loans for working capital, equipment, or expansion. Nationwide service available.

The Pacific Rate Advantage

20 years of experience, thousands of happy clients, and a genuine love for what we do.

We Shop, You $ave
We compare rates from 10+ top wholesale lenders to find you the absolute best rate and terms. Our clients save thousands because we do the shopping for you.
20 Years of Excellence (Since 2005)
Two decades of experience means we've seen it all. We know how to navigate any market condition and get deals done efficiently.
We Love What We Do
Our passion for helping people shows in every interaction. We treat every client like family and genuinely care about your success.

What Our Clients Say

We are proud to have helped so many achieve their financial goals.

"Pacific Rate made our dream of owning a home a reality. The process was transparent and much faster than we expected. Their team was with us every step of the way."

John & Mary S.

Home Buyers

"As an investor, speed and reliability are key. Pacific Rate consistently delivers competitive rates and closes deals on time. They are my go-to for commercial properties."

Michael R.

Real Estate Investor

"Securing an SBA loan seemed daunting, but Pacific Rate simplified everything. They understood my business needs and found the perfect solution to help me expand."

Sarah L.

Small Business Owner

Ready to Experience 20 Years of Excellence?

Join thousands of satisfied clients who chose Pacific Rate. Let us shop for your best rate today.

24/7 assistance: (630) 332-9116

Immediate assistance: (818) 880-1466

9 AM to 6 PM Pacific Time

Email: support@pacificrate.com